How To Make a High-Deductible Health Plan Work for You
Lower premiums often mean higher costs when you get sick and need care. Among the ways to plan ahead and soften the financial hit: health savings accounts, which act like a medical piggy bank.
Deductibles
1 - 20 of 58 Results
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Many ACA Customers Are Paying Higher Premiums. Most Blame Trump and Republicans, Poll Finds.
A KFF poll offers insights into people鈥檚 insurance coverage decisions and how those choices could play into their vote in November鈥檚 midterm elections.
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Evidence Shows ACA鈥檚 Mandated Benefits Alone Don鈥檛 Drive Up Costs. The Debate Continues.
The Affordable Care Act put in place a package of benefits that health insurance plans must cover. Critics contend this mandate has jacked up premiums. Evidence supporting that claim is mixed.
By Julie Appleby and Sarah Boden -
Trump Team鈥檚 Planned ACA Rule Offers Its Answer to Rising Premium Costs: Catastrophic Coverage
Sweeping changes to the Affordable Care Act marketplace next year have been proposed by the Trump administration that focus on making more insurance plans available with higher annual out-of-pocket costs but lower premiums.
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Obamacare Sign-Ups Drop, but the Extent Won鈥檛 Be Clear for Months
Experts say Affordable Care Act sign-up data won鈥檛 be clear until people who were enrolled have paid 鈥 or haven't paid 鈥 their new, often much higher, premiums.
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Out-of-Pocket Pain From High-Deductible Plans Means Skimping on Care
High-deductible health insurance plans are increasingly common, and many more enrollees will likely need to choose such plans for the coming year. For those with chronic conditions like diabetes, the gamble can mean compromised care and long-term consequences.
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Listen: Young Adults Turning 26 Face Health Insurance Cliff
The erosion of the Affordable Care Act has created an insurance cliff for Americans who are turning 26 and don鈥檛 have a job that provides medical coverage. Scared off by high price tags and the complexity of picking a policy, some young adults are going without insurance.
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Team Trump鈥檚 Answer to Ballooning Obamacare Premiums: Less Generous Coverage
Tens of millions of people face sticker shock enrolling in Affordable Care Act insurance for 2026. To save money, the Trump administration wants them to consider less generous coverage.
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A Guide To Finding Insurance at 26鈥
It鈥檚 a difficult rite of passage for young adults without job-based insurance. Here are some tips for getting started.
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Why Young Americans Dread Turning 26: Health Insurance Chaos
Young adults without jobs that provide insurance find their options are limited and expensive. The problem is about to get worse.
By Elisabeth Rosenthal and Hannah Norman -
Amid PFAS Fallout, a Maine Doctor Navigates Medical Risks With Her Patients
A doctor doing environmental health research in rural Maine is working to establish the best practices to treat patients exposed to 鈥渇orever chemicals,鈥 potentially leading the way for practitioners across the nation.
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Start Shopping: Enrollment Begins Nov. 1 for Most Obamacare Insurance Plans
More than 16 million Americans who buy their own health insurance through state and federal marketplaces have until Jan. 15 to compare prices, change their coverage, or enroll for the first time.
Wrestling With a Giant: How to Dispute a Hospital Bill
Season 9, Episode 3One listener tried to dispute a $1,300 鈥渇acility fee鈥 with the treating hospital, his insurer, a bill-mediation service provided by his employer, and finally a debt collector. He didn鈥檛 win, but he learned valuable lessons about advocating for hospital discounts.
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Readers and Tweeters Diagnose Greed and Chronic Pain Within US Health Care System
KHN gives readers a chance to comment on a recent batch of stories.
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Employers Are Concerned About Covering Workers鈥 Mental Health Needs, Survey Finds
Nearly half of large employers report that increasing numbers of their workers were using mental health services, according to a KFF annual employer survey. Yet almost a third of those employers said their health plan鈥檚 network didn鈥檛 have enough behavioral health care providers for employees to have timely access to the care they need.
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Few Places Have More Medical Debt Than Dallas-Fort Worth, but Hospitals There Are Thriving
Some hospitals notch big profits while patients are pushed into debt by skyrocketing medical prices and high deductibles, a KHN analysis finds.
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The $18,000 Breast Biopsy: When Having Insurance Costs You a Bundle
An online calculator told a young woman that a procedure to rule out cancer would cost an uninsured person about $1,400. Instead, the hospital initially charged almost $18,000 and, with her high-deductible health insurance, she owed more than $5,000.
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100 Million People in America Are Saddled With Health Care Debt
The U.S. health system now produces debt on a mass scale, a new investigation shows. Patients face gut-wrenching sacrifices.
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Other States Keep Watchful Eye on Snags in Washington’s Pioneering Public-Option Plan
Washington was the first state in the U.S. to introduce a public option for health insurance, but the rollout hasn鈥檛 been smooth. Other states with public options in the works are taking notice.
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Listen: How the New ‘No Surprises’ Law Tackles Unexpected Medical Bills
Years in the making, a new federal law against surprise medical bills took effect Jan. 1.